Property All Risk Insurance

The property insurance policy provides all-risk property coverage for direct physical loss or damage to real and personal property of operational facilities. All-risk for real and personal property, including: • Machinery breakdown • Earthquake, flood and windstorm • Business interruption • Extra expense • Contingent business interruption • Contingent extra expense • Utility interruption •…

Erection All Risks Insurance

Erection all risks policies protects a contractor against physical loss or damage to the contract works, construction plant and equipment or machinery. It also includes cover for damage to property of third parties and bodily damage to third parties. Cover can be extended to include advance loss of profits to cover profits lost due to…

Bonds

Choosing the correct financial option and implementing a comprehensive risk management plan are vital to the successful completion of any construction project. Tying up your cash reserves as security is inefficient. Bonds offer the project owner the security required for the duration of any contract while freeing up any cash reserves and cash flow Range…

Motor Fleet Insurance

A fleet policy can be an excellent way to consolidate all your vehicles under the one policy and provides a flexible alternative to the individual private motor and commercial vehicle insurance option. Tailored fleet packages can include the following cover: Open Drive for anyone who is driving with the insured’s consent (age limits may apply)…

Products Liability Insurance

Product liability insurance protects the business from claims related to the manufacture or sale of products, food, medicines or other goods to the public. It covers the manufacturer’s or seller’s liability for losses or injuries to a buyer, user or bystander caused by a defect or malfunction of the product, and, in some instances, a…

Fire & Perils Insurance

This is the main policy section. This section can insure any buildings, your contents (which are generally defined as anything you don’t sell), stock for sale and work you have in progress. You can also include the cost of removing debris, rewriting of records, employees goods and any other cost that you might have following…

Performance Bonds

Choosing the correct financial option and implementing a comprehensive risk management plan are vital to the successful completion of any construction project. Tying up your cash reserves as security is inefficient. Bonds offer the project owner the security required for the duration of any contract while freeing up any cash reserves and cash flow Range…

Latent Defects Insurance

Long Term Warranties in the form of Latent Defects Insurance provide an effective and beneficial alternative to collateral warranties and reduce risk exposure for developers, financiers, owners and occupiers of a diverse range of newly constructed buildings, both in the UK and overseas. Within the construction sector, you can now insure against the risks associated…