Contractors All Risks Insurance

Contractors’ All Risks policies are tailored specifically for the needs and requirements of Building, Electrical and Plumbing Contractors involved in the construction of Private Dwelling Houses and General Buildings (i.e. Shops, Offices and Factories). The policy provides the following cover for Contract Works Temporary Works and Materials incorporated therein (excluding loss or damage to existing…

Public Liability Insurance

A Public Liability policy indemnifies the policy holder in respect of all sums which policy holder shall become legally liable to arising out of accidental Bodily Injury, Nuisance or loss of or damage to material property occurring during the Period of Insurance. This policy indemnifies Principals carrying out work under contract or agreement for the…

Employers Liability Insurance

Employer’s Liability insurance is designed to provide indemnity to your business in the event that you are sued by an employee who has suffered personal injury as a consequence of your negligence or the negligence of your other employees during the course of their employment by you. Even if you or your employees are found…

Employment Practices Liability Insurance

Employment Practices Liability Insurance is a relatively new form of liability insurance. It provides protection for an employer against claims made by employees, former employees, or potential employees. It covers discrimination (age, sex, race, disability, etc.), wrongful termination of employment, sexual harassment, and other employment-related allegations. It covers your firm, including its Directors and Officers….

Environmental Impairment Liability Insurance

Pollution liability exposure is no longer limited to “traditional” polluting industries. Most organisations are now exposed, particularly: • Manufacturing companies of all sizes • Power, utilities, infrastructure and transportation companies • Waste management companies and contractors • Investors and other organisations involved in buying and selling businesses and property • Construction companies and contractors •…

Professional Indemnity Insurance

A Professional is someone whose occupation requires special training and skill. Historically, solicitors, accountants, architects, engineers, and medical professionals were the sole occupations that fell into this category as their industries established strict requirements and codes of conduct for regulation. In order to practice in these fields, it was necessary to undergo formal training, pass…

Construction Insurance

Due to the broad spectrum of activities, excavations, demolition works and the construction of a wide variety of structures ranging from industrial to commercial to domestic to infrastructural the requirements of the construction industry requires specialist knowledge and expertise. Construction insurance is one of the many areas we are highly experienced in. Construction Insurance –…