Property All Risk Insurance

The property insurance policy provides all-risk property coverage for direct physical loss or damage to real and personal property of operational facilities. All-risk for real and personal property, including: • Machinery breakdown • Earthquake, flood and windstorm • Business interruption • Extra expense • Contingent business interruption • Contingent extra expense • Utility interruption •…

Retail Shop Insurance

Retail and Shop insurance policies are designed to provide comprehensive protection for business property, buildings, public and employer’s liability, business interruption, and contents cover. Packages can be customised to suit your specific needs, so whether you are small corner shop or a large retail outlet we will design suitable package to meet your particular requirements,…

Goods in Transit Insurance

Goods in transit insurance covers property against loss or damage while it is in transit from one place to another or being stored during a journey.  The insurance can taken out for and abroad. Policies often specify the means of transport to be used, which may include the postal service. If you are shipping your…

Public Liability Insurance

A Public Liability policy indemnifies the policy holder in respect of all sums which policy holder shall become legally liable to arising out of accidental Bodily Injury, Nuisance or loss of or damage to material property occurring during the Period of Insurance. This policy indemnifies Principals carrying out work under contract or agreement for the…

Business Interruption Insurance

Business interruption insurance is a vital component of any business continuity plan as it is the critical part of ‘who pays.’ The insurance industry recognised the basic principles and practices of business continuity long before the term was coined. ‘Loss of profits’, as an insurable risk, was first implemented in 1797. Business interruption insurance (BI)…

Employers Liability Insurance

Employer’s Liability insurance is designed to provide indemnity to your business in the event that you are sued by an employee who has suffered personal injury as a consequence of your negligence or the negligence of your other employees during the course of their employment by you. Even if you or your employees are found…

Legal Expenses Insurance

Legal disputes are often costly and stressful to pursue or defend. Many people are deterred from taking legal action because of the financial risk and uncertainty of the outcome. This is where legal expenses insurance (LEI) can help. Unlike conventional insurance, LEI does not make a direct payment for a claim. Instead, the insurance covers…

Retail Insurance

Fingal Insurance Brokers provide quality shop insurance at competitive prices. Our policies include excellent coverage and most are ‘all risks’ policies so you get the maximum value for money. You business is a unique venture and so the policies we provide reflect the ever changing nature of your business. As well as our ‘all risks’…