Our Renumeration

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Fingal Insurance Group DAC act as intermediary (Broker) between you, the consumer, and the product provider with whom we place your business.

The Background
Pursuant to provision 4.58A of the Central Bank of Ireland’s September 2019 Addendum to the Consumer Protection Code, all intermediaries, must make available in their public offices, or on their website if they have one, a summary of the details of all arrangements for any fee, commission, other reward or remuneration provided to the intermediary which it has agreed with its product producers.

Remuneration is the payment earned by the intermediary for work undertaken on behalf of both the provider and the consumer. The amount of remuneration is generally directly related to the value of the products sold.

Commission is payment that may be earned by an intermediary for work undertaken for both provider and consumer.

General Insurance Products
General insurance products, such as Property, Professional Indemnity Motor or liability insurance, are typically subject to a single or standard commission model, based on the amount of premium charged for the insurance product.

Single commission model: where payment is made to the intermediary shortly after the sale is completed and is based on a percentage of the premium paid/amount
We are not remunerated by fee by any product producers.

We do not have any preferred providers.

The Company is not in receipt of any other fees, administrative costs, or non-monetary benefits

Click on a link below to access a list of the providers that our firm deals with, which for ease of reference is in alphabetical order.

Commissions List:  
Company Name   
Allianz   Allianz
Aqua Brokers  Aquabroker
Arachas (Capital IM)  Arachas Capital IM
ARB Undrerwriting  ARB Underwriting
Atradius Credit Insurance   Atradius 
Axa   Axa
Aviva  Aviva
Brian J Pierce   
Bureau Veritas   
Circle Insurance Services  
Corporate Underwriting  
Das Legal Exp  
Dual Corporate  
Ecclesiastical  Ecclesiastical
Euro Marine  
First Ireland  First Ireland
Hickey Clarke   
HSB Haughton   
Jardines  Jardines-Marsh
Kennco  Kennco
Liberty   Liberty
Lothbury Uk  Lothbury UK
McDonald Dwyer Reddy Byrne  McDonald Dwyer Reddy Byrne
O Brien Finaly   O’Brien Finley
Oamps Oil   
ODriscoll O Neill   O’Driscoll O’Neill
Optis   Optis
Patrona  Patrona
Prestige   Prestige
Robertson Low  Robertson Low
Securus  Securus
Specialist Underwriting  Services   Specialist Underwriting Services
Stuart Insurances   Stuart Insurances
Surety Bonds  
The Underwriting Exchange  
Thomand  Thomand
Travers  Travers
Trust   Trust
Willis  Willis
Wrightway Underwriting  Wrightway Underwriting 
Zurich   Zurich