Motor Fleet Insurance

A fleet policy can be an excellent way to consolidate all your vehicles under the one policy and provides a flexible alternative to the individual private motor and commercial vehicle insurance option.

Tailored fleet packages can include the following cover:

  • Open Drive for anyone who is driving with the insured’s consent (age limits may apply)
  • Annual Declaration of vehicles option
  • ‘Comprehensive’, ‘Third Party Fire & Theft’ or ‘Third Party Only’ cover options
  • Breakdown cover
  • Option to include directors vehicles
  • Full open drive on special types vehicles
  • Windscreen cover

A fleet policy can often be the best option for a business with in excess of 4 vehicles.

Some of the main benefits of a fleet policy are as follows:

  • ‘Annual Declaration’ basis of cover can allow a business the flexibility to change vehicles on a temporary or permanent basis without having to inform the insurer until renewal or a set date
  • Open Driving
  • Ability to name young drivers and/or provisional licence holders
  • All your vehicles insured under one policy – less confusion regarding cover which applies to each vehicle
  • Ability to include non-standard vehicles such as cranes, teleporters, Busses etc.
  • Better rates than stand-alone policies