This provides a summary of the significant features, benefits and limitations of the cover provided by a Personal Tools policy. If you want to see the full terms, conditions or exclusions of the cover please contact us for a policy document.
Type of insurance and cover
This covers loss or damage to powered and non-powered hand held tools of all types belonging to, leased to, on hire purchase, loan or hired to you or you employees.
What is insured
‘All risks’ cover for loss of or damage to personal tools belonging to you occurring at any situation in the European union including transit.
Where an item is lost or damaged beyond economical repair we will pay to replace it with a new one.