Products Liability Insurance
Product liability insurance protects the business from claims related to the manufacture or sale of products, food, medicines or other goods to the public. It covers the manufacturer’s or seller’s liability for losses or injuries to a buyer, user or bystander caused by a defect or malfunction of the product, and, in some instances, a…
Public Liability Insurance
A Public Liability policy indemnifies the policy holder in respect of all sums which policy holder shall become legally liable to arising out of accidental Bodily Injury, Nuisance or loss of or damage to material property occurring during the Period of Insurance. This policy indemnifies Principals carrying out work under contract or agreement for the…
Employers Liability Insurance
Employer’s Liability insurance is designed to provide indemnity to your business in the event that you are sued by an employee who has suffered personal injury as a consequence of your negligence or the negligence of your other employees during the course of their employment by you. Even if you or your employees are found…
Environmental Impairment Liability Insurance
Pollution liability exposure is no longer limited to “traditional” polluting industries. Most organisations are now exposed, particularly: • Manufacturing companies of all sizes • Power, utilities, infrastructure and transportation companies • Waste management companies and contractors • Investors and other organisations involved in buying and selling businesses and property • Construction companies and contractors •…
Professional Indemnity Insurance
A Professional is someone whose occupation requires special training and skill. Historically, solicitors, accountants, architects, engineers, and medical professionals were the sole occupations that fell into this category as their industries established strict requirements and codes of conduct for regulation. In order to practice in these fields, it was necessary to undergo formal training, pass…
Landscaping Insurance
Landscaping Contractors can be exposed to many potential Employers and Public Liability risks in their day-to-day activities, whether the work involves private gardens or commercial landscaping alongside motorways or public parks. Fingal Insurance Brokers have gained considerable experience of the insurance needs of the Landscaping Industry through our close involvement with the ALCI, Association of…